BASIC REQUIREMENTS:
| | FORM REQUIREMENTS:
|
Paper: | - 8 1/2" by 11" accepted
- 8 1/2" by 14"
|
| Deed of Trust:
| - Land Intake Sheet - must be 8 1/2" by 14"(4 copies - carbon or reproduced)
- Refinance Affidavit(include Unpaid Principal Balance, Book/Page, Date)
|
Non-Standard Fee:
| | | Deeds:
| - Land Intake Sheet
- Need to state relationship between Grantor/Grantee
- Previous Recorded Information
- Affidavit of Total Payment
- Certificate of Exemption from Withholding
|
Margins: | - First Page: 2" Top Margin; 1" other sides.
- Other Pages: 1"
| | Refinance Affidavit:
| - Payoff Amount
- Original Loan, Book & Page
|
Print: | - Black Ink Only
- 8 point Elite type font minimum
| | Lost Affidavit:
| - Not Accepted(Anne Arundel, Baltimore & Montgomery)
- Baltimore County will accept a copy of the Deed of Trust with original borrowers(s) sigrnatures
|
Preparer Info:
| - "This is to certify that the within instrument(s) has been prepared by a party to the instrument." (or)
- "This is to certify that the within instrument has been prepared under the supervision of the undersigned Maryland attorney..."
- Signature and Title (Loan Processor or Closer) cannot be an "agent"!
| | Death Certificate:
| |
Power of Attorney: | - Must be original(no copies)
- Preparer Information
- APN/PID Number
|
Vesting: | | | COMMON REJECTION REASONS:
|
Martial Status:
| | | - Certification of Preparation (Prepared by) statement missing
|
APN/PID Number:
| - First Page
- Must appear on all documents
| | |
Witnesses:
| | | - Land Intake Sheet missing/incomplete
|
Printed Names: | - Required below all signatures
| | - Affidavit of Total Payment missing
|
Legal: | - Include state, county, and municipality in 1st paragraph
- Must accompany all instruments
| | - Homeowners Certification of Principle Residence missing(settlement sheet - example attached)
|
Notary: | - Date of Acknowledgment
- Expiration of Notary
- Stamp or Seal (not required)
| | - Correct Prince George Refiance Affidavit missing/not signed
|
SPECIAL CHARACTERISTICS: Must provide two (2) copies of the Quit Claim Deed when present. Subordination Agreements must be original with correct margins (no copies allowed) Prince George County - See attached Finance Affidavit Guide |